Speak Up → HCBS → Protecting & Strengthening HCBS Toolkit → Unit 3
UNIT 3 OF 7
Unit 3: What does this risk look like in real life?
What You’ll Learn
✓ How waiting lists affect access to services
✓ Why getting some services may still leave important needs unmet
✓ What the direct support workforce crisis means for people and families.
✓ Why approved services may go uncovered.
✓ How provider shortages can limit access to HCBS.
✓ How waiver, support coordination, and administrative barriers can affect community living.
What does this risk look like in real life?
Waiting lists, workforce shortages, and provider shortages are not new problems in HCBS. They already make it difficult for many people to get the services they need.
As states prepare for the effects of historic federal Medicaid cuts and face increasing budget pressure, these existing problems can become worse.
Waiting Lists
Select a question to “open” or “close” for more information. (You do not need to open every question.)
What is a waiting list?
A waiting list forms when more people need or seek HCBS than a program has funded openings or capacity to serve. Some Medicaid HCBS waiver programs can limit the number of people enrolled. When demand is greater than the available waiver openings, people may have to wait.
Waiting does not mean the services are unnecessary. It means the program does not currently have enough funded capacity to serve everyone who needs support.
What does it mean for people?
Being on a waiting list does not mean a person has fewer needs or needs less support. A person may have significant, lifelong support needs and still wait years for services because there are not enough funded waiver openings or available services.
For some people, waiting can mean leaving school-based services and entering adulthood without the supports they relied on. People may go without needed personal support, therapies, assistive technology, home modifications, supplies, employment supports, or opportunities to participate in their communities.
Families are often forced to fill the gaps. This can mean reducing work or leaving a job, losing income, and taking on physical, emotional, and financial responsibilities that may become difficult or impossible to sustain.
When needed services are unavailable for too long, the consequences can become serious. A person’s health, safety, and well-being can deteriorate. Families can be pushed into crisis. People may be left in unsafe situations or face institutional care because the supports needed to live safely in the community are not available.
Key point: A waiting list reflects limits in funding and service capacity—not the level of a person’s need.
What if someone already receives some services but still has unmet needs?
A person may:
- receive a smaller or more limited waiver while waiting for the waiver that actually meets their needs;
- receive services through a different waiver system because some support is better than no support;
- qualify for additional services but remain unable to obtain them;
- be considered “served” even though substantial needs remain unmet.
Getting some services does not always mean getting the services a person needs.
How does funding pressure affect waiting lists?
Waiting lists grow when there is not enough funded capacity to serve everyone who needs or seeks HCBS. That capacity depends heavily on federal Medicaid matching dollars, which supplement state Medicaid spending.
Learn more about HCBS waiting lists

KEY
CONCEPTS
✓ A waiting list reflects limits in funding and service capacity—not the level of a person’s need.
✓ People can wait years for services they need to live safely and participate in their communities.
✓ Getting some services does not always mean getting the services a person actually needs.
Direct Support Workforce Crisis
What is the workforce crisis?
The direct support workforce crisis includes a shortage of workers, difficulty keeping workers, and difficulty finding workers whose skills and training match the individual needs of the people they support.
Some people cannot find anyone willing or available to provide their approved services. Others repeatedly lose workers and have to find and train someone new. Even when an agency can fill a shift, the available worker may not have the person-specific knowledge or skills needed to provide effective support.
The workforce crisis can look different from person to person. It may mean no worker is available, frequent turnover, uncovered hours, or workers who are present but are not prepared to support the individual safely and meaningfully.
What happens when approved hours go uncovered?
Approved service hours do not guarantee that a worker will be available to provide them.
When workers are unavailable:
- appropved hours may go uncovered;
- a person may miss assistance with personal care, communication, health-related needs, employment, transportation, appointments, or community activities;
- families or other unpaid supporters may have to provide the missing support;
- hours that are not provided are not recorded as delivered; and
- service records may show lower use of approved hours even when the person’s need has not decreased.
For people who need assistance for health or safety, an uncovered shift can also create immediate risks.
Unfilled hours do not necessarily mean reduced need. They may mean that no qualified worker was available to provide the support.
Source note: In ANCOR’s 2025 provider survey, 62% of responding community-based providers serving people with intellectual and developmental disabilities (I/DD) reported turning away new referrals because of inadequate staffing.
Source: ANCOR, The State of America’s Direct Support Workforce Crisis 2025Opens in a new window
Why do staff matching, continuity, and training matter?
Having a worker present is not enough. It is essential for the worker to have the skills and person-specific training to support that individual safely and effectively.
Generic agency training may cover basic topics but still leave a worker unprepared for a person’s specific communication, mobility, equipment, health routines, preferences, or ways of participating in everyday life.
Depending on the person, individualized training may include learning how to:
- support the person’s communication and choices, including augmentative and alternative communication (AAC);
- use assistive technology;
- follow an individualized eating or feeding protocol;
- assist safely with mobility, transfers, or positioning;
- use or maintain health-related equipment;
- charge, position, or safely transport a wheelchair or other equipment;
- recognize the person’s individual health and safety concerns; and
- provide assistance in a way that supports participation rather than simply doing tasks for the person.
Continuity matters too. When workers leave frequently, people may repeatedly lose staff who have learned their communication, routines, equipment, preferences, and support needs—and have to start over with someone new.
The Medicaid and CHIP Payment and Access Commission (MACPAC) notes that direct support professionals provide a broader range of support than personal care aides, including employment support, and that there are no uniform federal training standards for DSPs.
Source: MACPAC, State Efforts to Address Medicaid Home- and Community-Based Services Workforce Shortages
Having a worker present is not the same as having qualified, person-specific support.
What does good person-centered support look like?
Workers who provide day-to-day support may have different titles in different programs—such as direct support professional, personal assistance worker, or home care worker. The job titles and funding systems may differ, but good support should begin with the individual person.
A worker should know the person’s needs, communication, preferences, routines, strengths, equipment, health and safety needs, and goals—and have the person-specific skills to provide support in a respectful, person-centered way.
Good support should:
- presume competence and communicate directly with the person;
- support the person to make choices and direct their own life;
- respect autonomy while recognizing that people naturally rely on one another—supporting interdependence, not isolation;
- provide assistance in ways that allow the person to participate rather than unnecessarily doing things for them;
- support communication, including augmentative and alternative communication (AAC) when used;
- support relationships, employment, recreation, learning, health care, and participation in the community;
- understand and appropriately use the person’s assistive technology and equipment; and
- provide personal-care and health-related assistance with dignity and respect.
Home care and personal assistance should not be reduced to bathing, grooming, meals, or health-related tasks. Those supports are important, but they are part of a person’s whole life.
A person-centered approach looks at what support makes possible in the person’s life—not simply which tasks a worker completed.
A social-model approach focuses on removing barriers and providing the supports a person needs to participate, make choices, build relationships, and live in the community. It does not treat disability only as a medical problem to be managed.
How can Medicaid funding pressure make the crisis worse?
History shows what can happen when federal Medicaid support falls while states are under financial pressure.
After enhanced federal Medicaid funding provided during the Great Recession was reduced, every state and the District of Columbia reduced spending in at least one home and community-based services (HCBS) program between 2010 and 2012. States reduced inflation-adjusted spending per person, served fewer people, or did both.
The pattern appeared again as temporary federal HCBS funding provided through the American Rescue Plan Act (ARPA) began to run out. ARPA temporarily increased the federal Medicaid match for qualifying HCBS expenditures by 10 percentage points, and states expected to spend nearly $37 billion to enhance, expand, or strengthen HCBS. Nearly all state spending plans included workforce-development initiatives such as recruitment and retention efforts, pay increases, bonuses, and training.
As those temporary funds were exhausted, five states—Connecticut, Maryland, New Jersey, Washington, and Wyoming—reported plans to eliminate provider-payment increases supported by the federal funding. Arizona, Maine, and Nebraska reported plans to eliminate other additional provider payments. More recently, Wyoming reported reductions to some HCBS rates in fiscal year 2026 specifically because the enhanced ARPA HCBS funding had expired.
For the direct support workforce, these funding decisions can affect whether providers can offer competitive wages and benefits, recruit and retain workers, provide adequate training, and maintain enough capacity to deliver services. People can be approved for services and still be unable to receive them.
Reducing or underfunding community services does not make the need for support disappear.
Unmet needs can affect health and well-being, employment, autonomy, relationships, and participation in community life. Families may have to fill service gaps, providers may reduce capacity or close, and costs and responsibilities can shift to families, health-care systems, other public programs, and more restrictive forms of care.
Sources:
Health Affairs — History Repeats? Faced With Medicaid Cuts, States Reduced Support for Older Adults and Disabled PeopleOpens in a new window
CMS — Strengthening and Investing in HCBS under ARPA Section 9817Opens in a new window
KFF — Payment Rates for Medicaid Home Care: States’ Responses to Workforce ChallengesOpens in a new window
KFF — A View of Medicaid Today and a Look AheadOpens in a new window
Learn more about the HCBS workforce
National data show that the direct support workforce crisis is not only about hiring—it is also about keeping workers and maintaining enough staff to provide reliable services.
Some key findings:
- Turnover remains extremely high. ANCOR’s 2025 report says national direct support professional (DSP) turnover continues to hover around 40%, with vacancy rates of approximately 12%–15%.
- Earlier National Core Indicators–Intellectual and Developmental Disabilities (NCI-IDD) data found a 40.9% weighted average DSP turnover ratio in 2022. Of DSPs who left their jobs that year, 62.3% had worked for the agency for less than one year.
- In ANCOR’s 2025 survey, 88% of responding providers reported moderate or severe staffing shortages.
- 62% turned away new referrals because they did not have enough staff, and 29% discontinued programs or services because of staffing shortages.
- 36% reported more frequent reportable incidents associated with staffing shortages, and 62% said staffing problems were making it difficult to meet quality standards.
Why these numbers matter: High turnover and vacancies can mean uncovered hours, frequent changes in workers, loss of continuity, fewer available providers, and difficulty finding workers with the person-specific skills needed to provide safe and effective support.
About these data: NCI-IDD and ANCOR primarily collect workforce information from organizations serving people with intellectual and developmental disabilities. These data do not represent every HCBS program or population, but they document the severity and persistence of the direct support workforce problem.
Sources:
NCI-IDD — State of the Workforce in 2022 Survey ReportOpens in a new window
ANCOR — The State of America’s Direct Support Workforce Crisis 2025Opens in a new window
MACPAC — Medicaid Payment Policies to Support the Home- and Community-Based Services WorkforceOpens in a new window

KEY
CONCEPTS
✓ Approved services only help when reliable workers are available and trained to support the individual’s needs, communication, routines, equipment, and safety.
✓ Uncovered hours, turnover, and poor staff matching can disrupt safety, continuity, and community participation.
✓ A strong direct support workforce requires adequate funding, person-specific training, continuity, and workers who understand how to support each person’s choices and participation.
Not Enough Providers
What is the problem?
What does it mean for people?
How can funding pressure make it worse?
Learn more about HCBS providers

KEY
CONCEPTS
✓ Being approved for a service does not guarantee that a provider is available to deliver it.
✓ Provider shortages can delay services, reduce choice, and leave people without the supports they need.
✓ Funding pressure can make provider capacity problems worse.
When the services or waiver do not match the person’s needs
What does it mean to be in a waiver or program that does not meet a person’s needs?
Can someone be receiving services and still have significant unmet needs?
How can being in the wrong program affect services and future planning?

KEY
CONCEPTS
✓ Receiving some services does not always mean a person is receiving the services that actually meet their needs.
✓ A person may remain in a limited or different program while still having significant unmet needs.
✓ The right services and program should support the person’s current needs, goals, community life, and plans for the future.
Support coordination and administrative barriers
Support coordination is supposed to help people understand their options, identify their needs and goals, connect with services and community resources, and solve problems when supports are not working.
But high caseloads, staff turnover, administrative demands, and complicated service systems can make meaningful, person-centered coordination difficult. People and families may be left navigating much of the system themselves.
What is support coordination supposed to do?
Support coordination should be more than completing paperwork or submitting service requests. Good support coordination begins with knowing the person—their needs, strengths, preferences, communication, routines, relationships, and goals.
A support coordinator should help the person:
- understand available services, supports, and choices;
- identify needs that are not being met;
- develop and carry out a person-centered plan;
- find providers and services that fit the person;
- connect with opportunities for employment, health care, recreation, transportation, relationships, and community participation;
- address problems when services are unavailable or are not working; and
- understand other options that may help meet the person’s needs.
People cannot consider services or options they have never been told about. Meaningful support coordination should help people understand what is available rather than expecting them to already know what to ask for.
How can administrative barriers delay or limit services?
How can reassessments, authorizations, renewals, and other requirements affect access?

KEY
CONCEPTS
✓ Support coordination should be person-centered and help identify the person’s full needs, goals, choices, and opportunities—not simply complete required tasks and paperwork.
✓ High caseloads, turnover, and administrative demands can make it difficult for coordinators to know the people they support and provide meaningful planning and problem-solving.
✓ People need clear information about their options and help connecting with services, providers, and community opportunities that actually meet their needs.
Study Guide
Explain it to your neighbors

You’ve completed Unit 3: What does this risk look like in real life?
“Continue to Unit 4 to learn what a strong HCBS system looks like, or choose another Unit from the Table of Contents.”




